This document is an electronic record in terms of the Information Technology Act, 2000 (as may be amended, modified, re-enacted, consolidated or replaced from time to time) and rules there under pertaining to electronic records as applicable and amended. This document is generated by a computer system and does not require any physical or electronic signature.

Your use of Inclov and its related services and tools are governed by "Privacy Policy and Terms of Use" as applicable to Inclov including any applicable policies which are incorporated herein by way of reference.


In these Terms and Conditions, references to:

“You” or “Member” shall mean the end user or anyone on behalf of end-user installing, signing up, accessing, browsing or otherwise using the Application, its contents or any services offered through this Application or by Inclov.

“Application or Application Provider” means a collective reference to the Inclov services provided over the application or on the website by

“Inclov” or “We” or “Us” means the Application Provider and any third party whose goods / services are availed by Us from time to time for providing, storing, processing, transferring, or promoting any services through the Application.

“Referrer” means an existing Member of the Application who invites his/her friend to download and sign up with the Application by sharing his/her referral code.

“Referee” means a new Member who downloads and signs-up with the Application for the first time using his/her mobile number, after using the referral code of an existing Application Member.

“Referral Reward (s)” means the Inclov’s in-app virtual credits which a “Referrer/Referee” shall be eligible to get in the form of Inclov Beats, subject to the conditions mentioned herein, which can extend up to a maximum of 20 Inclov Beats per invite. The Referral Rewards shall only get credited into the wallet of the Referrer/Referee once the account of the Referee is verified and approved by Inclov. In the event the account of the Referree is found to be fake or is not approved by Inclov, such Referrer or Referee shall not be entitled to any Referral Rewards.


Subject to the approval of Inclov, the “Referrer and the Referee” will be eligible for Referral Reward if:

a) The email and phone number through which the “Referee” registers on the Application, has not been used to create another account on the Application earlier.

b) The mobile number which the “Referee” provides for receiving the OTP, has not been used for receiving the OTP for the Application earlier.

c) The “Referee” must fill the online subscription form mentioning the essential details required to meet the minimum criteria as decided by Inclov from time to time.

d If the profile of the Referee is found to be fake or is not approved by Inclov upon verification, the Referrer shall not be entitled to any credits.

Terms of Use

Subject to the terms and conditions mentioned herein, “Referrer” will be given a unique referral code on the Application. When the “Referee” uses the referral code shared by the “Referrer” to sign-up on the Application, then the “Referrer” and the “Referee” shall receive the Referral Reward subject to the approval of Inclov as specified hereinabove.

The “Referrer” and the “Referee” can use the Referral Reward to send requests to the existing Members on the Application to establish a connection. If such existing Member accepts the connection, the option of instant chat shall be available to the “Referrer” and the “Referee”. However, if the existing Members do not accept the requests within 7 (seven) days, then the unused Referral Reward shall be added back to such “Referrer’s or Referee’s wallet, as the case may be.

Every time a new “Referee” joins the Application successfully, he/she gets his own unique referral code to invite more people as a “Referrer”.

Subject to the conditions mentioned hereinabove, on successful sign-up:

As soon as a new user account is approved by Inclov, the “Referrer” and the Referee shall receive the Referral Reward. Approval of a new user account may take upto 24 hours and therefore, the Referral Rewards shall be credited accordingly. The Application reserves the right, in its sole discretion, to extend the time period for the approval and/or the credit of the Referral Reward into the wallet of the Referrer.

Usage/redemption of Referral Reward will be subject to the following terms and conditions:

The Referral Rewards can be used for connecting with existing Members on the Application only. These Referral Rewards cannot be claimed as cash-back or transferred to a bank account.

The Referral Reward cannot be transferred from one Inclov account to another.

Inclov reserves the right to change/modify these usage criteria. In such an event, the Member shall be notified accordingly.

Misuse/Termination of Membership

Any fraud or abuse associated with the referral policy is subject to strict administrative and /or legal action by Us, including but not limited to reversal of Referral Reward and/or termination of membership.

We may terminate your eligibility for the Referral Reward or terminate your account, or the accounts of Inclov Members You refer, if You or they take any of the following actions:

Open multiple accounts, including but not limited to, accounts with dissimilar email addresses and/or mobile numbers, for the same person to generate additional Referral Rewards.

Refer Members using spam, display advertising, sponsored links, unsolicited e-mails, or links on message boards or forums.

Use false names, impersonate other people, or otherwise provide false or misleading information to Us.

Offer incentives to others to sign-up with Inclov using your referral code.

Violate these terms or any other terms and conditions on Inclov.

If You are prohibited by any applicable law or regulations for the time being in force to participate in the Incloy referral policy.

Modifications in Terms and Conditions

We reserve the right in our sole discretion to add to, remove or change the terms of this referral policy at any time, without giving any prior notice to the Members, with respect to the following:

a) Altering the amount of the Referral Rewards.

b) Altering the eligibility criteria for the “Referee” and/or the “Referrer”.

c) Altering when the Referral Reward is given to the “Referee” and/or the “Referrer”.

d) Altering how you may use the Referral Rewards earned through this policy.

e) Instituting a cap on the maximum number of successful referrals for which the “Referrer” earns rewards.

f) Altering the maximum amount of Referral Rewards that one may earn during any specified period or otherwise.

g) Discontinuing the Inclov referral policy entirely.

Indemnity and Warranty

You hereby agree and understand that in order to participate in the referral policy, You may be required to submit personal information about You and the “Referee”, such as name, mobile number, email address and/or access to location. You further agree to receive communications from Us with regard to your participation in the referral policy. Any information collected from You or the “Referee” as part of the policy shall be subject to Inclov Privacy Policy. You are not bound in any way to participate in the referral policy and any such participation is voluntary. Inclov shall not be responsible for further transactions done using Referral Reward.

You hereby agree to indemnify and keep Inclov harmless against all damages, liabilities, costs, expenses, claims, suits and proceedings that may be suffered by Inclov arising out of (i) violation of terms of this policy by You; (ii) violation of applicable laws; (iii) any action or inaction resulting in willful misconduct or negligence on your part. Inclov shall not be responsible for any loss, injury or any other liability arising due to participation by any person in the referral policy.


We shall post an updated version of these terms on the Application, and You shall be deemed to have accepted such changes by continuing to use the Application or the referral policy after the date such changes are posted.

This is a limited period referral policy and is subject to change, at the sole discretion of Inclov.

Inclov reserves the right to amend, modify, cancel, update or withdraw this referral policy at any time. Upon such premature suspension, inconvenience, cessation, withdrawal, termination or closure by the Application, no person shall be entitled to claim loss or damages of any kind whatsoever.

Members in addition to the terms specified in this referral policy, agree to be bound by these “Terms and Conditions”, the “Terms of Use”, “Privacy Policy” and other relevant documentation that are available on Inclov mobile app/website including any modifications, alterations or updates that we make on those platforms from time to time.

All disputes arising out of the referral policy shall be subject to the exclusive jurisdiction of the Courts in Gurugram, India.


Inclov and the Application attempts to provide matches on a best effort basis, however, every User may not find ideal matches through the Application. Under no circumstances will Inclov or its affiliates be responsible for any loss or damage resulting from your reliance on information or other content posted on the Application or transmitted by any Members. The Application provides the service on an “as is” and “as available” basis and to the extent permitted by applicable law, and grants no warranties of any kind, whether express, implied, statutory or otherwise with respect to the service (including all content contained therein), including, without limitation, any implied warranties of satisfactory quality, merchantability, fitness for a particular purpose or non-infringement.